Terms of Service & Conditions of Use

The Market Timing Report / Cycles Analysis Ltd

Last Updated: January 19, 2026.

These Terms of Service (“Terms”) govern your access to and use of The Market Timing Report and related products, platforms, services, and content (collectively, the “Services”), published by Cycles Analysis Ltd (“Company,” “we,” “us,” “our”).
By purchasing, accessing, or using any of our Services, you acknowledge that you have read, understood, and agreed to be bound by these Terms.

1. Privacy & Data Use

We do not share credit card information with third parties.
We do not sell or share personal contact details with third parties.
We only disclose personal information where:

– required by law, or

– you have provided explicit consent.

Our handling of personal data is governed by our Privacy Policy, which forms part of these Terms.

2. Subscription Billing & Renewal

All subscriptions automatically renew at the end of the billing period unless canceled prior to renewal.
You are responsible for canceling your subscription before the renewal date if you do not wish to continue.
Failure to cancel before renewal constitutes authorization for continued billing.

3. Refunds, Trials & Final Sales

Market Timing Report Subscription

A 28-day trial money-back guarantee applies only to the standard Market Timing Report subscription.
Refund requests must be submitted within 28 days of the initial purchase by emailing support@cyclesanalysis.com.
The trial does not apply to:

– special promotions

– sales made through affiliate partners

– one-off reports

After 28 days, no refunds are permitted, including where affiliate commissions have been paid.
This does not affect your statutory consumer rights where applicable.

Non-Refundable Products (Final Sale)

The following products are full and final sales with no refunds:

Market Timing Report Trading Course
Master Traders Course and Smart Money Platform
Advanced Seasonality Platform
Elite Package
Canadian Dollar Report (no monthly updates)
Grain Reports (Corn, Wheat, Soybeans)
One-off or limited-edition reports sold via email promotions
All other digital products, courses and services unless clearly stated otherwise

Due to the nature of the information provided, no trials or refunds are available for these products.
If you have questions about suitability, contact support before ordering.

4. Affiliate & Promotional Sales

Refunds do not apply to purchases made through affiliate partners.
Affiliate sales are final due to commission payout structures.

5. Cancellation Procedure

Subscription cancellations must be submitted via email to support@cyclesanalysis.com.

Do not use the “unsubscribe” link in emails to cancel subscriptions.

– This only removes you from email communications and may prevent support contact.

You may use “unsubscribe” only if you no longer wish to receive emails.

6. Access Revocation Upon Cancellation

Canceling any subscription or service—whether initiated by you or by us—will result in:

continued access until the end of the current billing period
termination of access thereafter
no continued access to platforms, reports, training, or materials beyond that point

7. Delivery & Communication Responsibility

If you do not receive a report by the first trading day of the month, you must notify us immediately at support@cyclesanalysis.com.
You are responsible for: whitelisting support@cyclesanalysis.com and andy@cyclesanalysis.com ensuring deliverability (spam filters, email settings)
We are not responsible for delivery failures caused by email filtering.
Marketing communications are sent based on contractual relationship or legitimate interest. You may opt out at any time using the unsubscribe link provided.

8. Financial Institution Charges

We are not responsible for bank fees, foreign exchange fees, credit card charges, or other charges levied by your financial institution.

9. Intellectual Property & Copyright

All content is © Cycles Analysis Ltd.
All materials are protected by copyright and intellectual property laws.
Reproduction, redistribution, retransmission, or resale in any form is strictly prohibited without prior written consent.
Permission requests must be submitted to support@cyclesanalysis.com.

10. Educational Purpose & No Advice Disclaimer

Cycles Analysis Ltd is a research and educational publisher.

Content is provided for general informational and educational purposes only.
Nothing constitutes:

– financial advice

– investment advice

– legal advice

– tax advice

Any references to markets, securities, trades, prices, or levels are illustrative only.
You are solely responsible for your own decisions and actions.

If you are not qualified to make such decisions, you must seek advice from a qualified professional.

11. Risk Disclosure

Trading and investing involve substantial risk and may result in the loss of all invested capital.

Past performance is not indicative of future results.
All figures and data should be independently verified.
You assume full responsibility for all outcomes resulting from your use of the Services.

12. Conflicts of Interest Disclosure

At various times, Cycles Analysis Ltd, its affiliates, employees, or principals may hold, buy, or sell securities discussed for their own accounts.
No obligation exists to disclose specific positions.

13. Limitation of Liability

To the fullest extent permitted by law:

We are not liable for any direct, indirect, incidental, consequential, or special damages.
Use of the Services is at your own risk.
We provide content “as is” without warranties of any kind.

14. Force Majeure

If Andrew Pancholi is incapacitated, publication may be delayed.
In such cases, prepaid subscriptions will be extended one month for each missed month.
In the event of permanent cessation due to death and inability to continue publication:

– subscriptions will be cancelled

– no refunds will be issued

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United Kingdom, without regard to conflict-of-law principles.

16. Modifications

We reserve the right to modify these Terms at any time. Continued use of the Services constitutes acceptance of any updated Terms.

17. Data Protection & GDPR Compliance

Cycles Analysis Ltd complies with applicable data protection laws, including the UK General Data Protection Regulation (UK GDPR), the EU General Data Protection Regulation (GDPR), and applicable United States privacy regulations.

Personal Data We Process

We may collect and process personal data including, but not limited to:

name
email address
billing information
transaction history.
account access data
communications with support

Lawful Basis for Processing

We process personal data under one or more of the following lawful bases:

performance of a contract
legitimate business interests
compliance with legal obligations
consent (where required)

Your Data Rights

Depending on your jurisdiction, you may have the right to:

access your personal data
correct inaccurate data
request deletion of data
restrict or object to processing
request data portability
withdraw consent (where applicable)
lodge a complaint with a supervisory authority

Requests may be submitted to: support@cyclesanalysis.com

We may require identity verification before fulfilling requests.

18. International Data Transfers

Your personal data may be stored or processed outside your country of residence, including in jurisdictions that may not provide the same level of data protection.

Where required, we rely on appropriate safeguards, including Standard Contractual Clauses or equivalent legal mechanisms, to protect personal data transferred internationally.